I’d really like to buy a beach home. What’s the first step?
How do I go about finding a mortgage?
The first step in buying any home is to secure a Realtor, such as CB Sloane Realty to assist you in the home buying process. We will be there from the start to when you become the proud homeowner and move into your new beach home. We can help you find the home of your dreams whether it’s in Ocean Isle Beach, Sunset Beach or the surrounding areas because we love making dreams come true! Putting people into their dream homes is what we do best and we have many beach homes for sale that you’re sure to love.
Your first stop will be at the financial institution where you have a history of doing your banking, whether that is a bank or a credit union. In addition to those, there are also mortgage companies that specialize in providing mortgages. Compare the interest rates being charged between the various financial institutions to get the best rate on the type of mortgage you want.
How do I know how much I can spend on a new home?
Will I need to get a home property inspection?
When you meet with a mortgage loan officer they will ask you for detailed information about your past and current financial situation. Using factors such as the ratio of debt to income, assets, and liabilities, they will determine the highest amount they are willing to lend you. This amount will be the high end of your range. It’s always a good idea to shop below that figure to give yourself breathing room in your budget.
While home property inspections are not mandatory in North Carolina, it’s always a good idea. This is a safeguard in place for both you and your mortgage lender so you know exactly what condition the property is in that you’re considering. It’s smart to make your offer contingent on what a property inspection uncovers, if anything.
When you’re ready to look at some beach homes for sale in Ocean Isle Beach, Sunset Beach or the surrounding areas give CB Sloane Realty a call at 910-579-1808 or 910-579-6500 and we’ll help you find the perfect home for you and your family. We have a vast inventory of properties waiting for new owners just like you and we’d be happy to show you any of those that interest you.
Many people will take this opportunity at the beginning of a New Year to get a jump on searching for that new home. We think that’s pretty smart. You may find there is less competition for properties at this time while it’s a wonderful time to be looking at coastal properties in North Carolina.
If you’re planning a special trip here to investigate the coastal area of our beautiful state of North Carolina, make sure you take the time to experience some of the local events taking place as well. It’s here where you’ll get a taste of the real local flavor.
The 2nd Annual Beethoven 15k/5k is being held on January 25 at the Brunswick Forest Fitness Center in Leland. Whether you come to participate or come to watch, the event features unique and picturesque courses that you’re sure to enjoy. Taking place through Brunswick Forest there’s plenty of things to get excited about such as the snazzy tee-shirts, customized 15K finisher medals, and a post-race party at the Fitness Center in the Leland Room with adult beverages, good food, vendors and exhibitors!
There is also a costume awards category for athletes wearing Beethoven wigs, carrying musical instruments, or just wearing the costume of your choice so put some thought into your attire. The goal is to strike a balance between athletes looking for a serious 15K or 5K race and those looking to have a fun day and enjoy the race and post race festivities.
The event is a fundraiser for the Wilmington Symphony Orchestra and its youth education programs. This is an ideal tune-up race for late winter and early spring marathons and half marathons. Individual and 4-person team entry categories are available. The event offers 5K and 15K races, and 1K, 5K and 15K walks. Registration is $35-$50. For more info call (910) 398-5539 or (910) 791-9262.
The Whistle Pig 5k and 1-Mile Race is another of the region’s premier winter races. The race starts at 9 a.m. on January 31 from the Westgate Nature Park in Leland. Bring your dog along to join the Fastest Dog Competition. This year’s race benefits Furever Friends Animal Rescue of Brunswick County, so sign up and support local animals in need of good homes! The course is wheelchair, stroller, and dog-friendly.
Whether you pull the switch now or wait until after the first of the year, there are some homes for sale among the Bent Tree Plantation Ocean Isle Beach NC real estate on the market that will take your breath away. When you’re finally ready for that new beach address we’re prepared to show you properties that will meet your specific criteria, whatever it may be.
If you’ve been looking around you’ve probably noticed there is an increasingly larger selection of Ocean Isle Beach NC real estate for sale this year than at this time last year. The market has made a full come back and there are a large number of homes and building lots waiting for new owners.
Overall real estate inventory consists of foreclosures, short sales and new and existing homes. The high supply and low demand at this time of year gives buyers far more options, creating a buyer’s market. Because of the large inventory of homes on the market, sellers are offering various incentives such as taking care of closing costs themselves or even offering new appliances to hasten closing the deal.
When you’re ready to take the first steps in securing a home in Bent Tree Plantation or anywhere else, give us a call at CB Sloane Realty. We’ll help you secure the perfect piece of real estate you’ve been dreaming about.
Here’s wishing everyone a very safe and prosperous New Year!
Can you picture it? You and your family in your new luxury home in Ocean Ridge Plantation where you spend all of the upcoming holidays — Christmas, New Year’s Eve, Easter and plenty of summer July 4th barbecues – a place where you were always meant to live.
This is North Carolina’s most exclusive and luxurious beach and golf community and is located on Ocean Ridge Pkwy SW in beautiful Ocean Isle Beach. It’s here where you’ll find Ocean Ridge Plantation real estate including many elegant 2-5 bedroom homes, residential building lots and pristine beachfront, just ready for you to begin building that dream home. You’ll appreciate having entertainment venues, shopping and restaurants close by. Active families are sure to enjoy the miles of trails in the community, and the woodlands and tranquil lakes.
There’s less competition right now for the available assortment of Ocean Ridge Plantation real estate for sale at this time but that won’t last much longer. This is a popular upscale plantation preferred by golf and beach lovers alike. At CB Sloane Realty we’d love to show you what could very well be that perfect forever-after home right here among the Ocean Ridge Plantation properties.
If you’d like to look at any properties in Ocean Ridge Plantation over the holidays just call our Ocean Isle Beach office at 910-579-1144 and we’d be happy to set up a time to show you around this outstanding exclusive community. Have a lovely Christmas holiday!
So you’ve finally decided that the New Year is the year you’re finally going to invest in Sunset Beach NC real estate and make some money. Congratulations on your decision! While the holidays have many people kept busy it’s actually a great time to be looking at the available Sunset Beach NC real estate for sale on the island. There’s far less competition at this time of year than at any other thus giving you the advantage. Plus at this time of year you’ll find sellers more willing to negotiate on their asking price.
You can count on us to be an active part of this venture. We know you’re busy too, with holiday parties and family dinners so we’ll work within your schedule to arrange showings. It’s important to remain flexible with your time if you want to secure a property before year’s end. Being readily available when a showing is scheduled may mean a fast sale on the property you’re looking for.
Many people that invest in real estate successfully market their properties as vacation rentals because there’s a high demand for Sunset Beach NC real estate rentals, especially during the summer season. Island real estate is a commodity these days but shopping at this time of year will really give you the advantage of less people looking. Wait until after the first of the year and that will not be the case.
At this time of year sellers are feeling the spirit of the holiday and you may find them to be more receptive to any offer you may make. But the fact that the year’s end is coming fast is the best motivation of all for a seller. We suggest you take advantage of it.
All of us at Coldwell Banker Sloane Realty would like to wish you and yours a very blessed Merry Christmas!